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What kind of insurance is right for you?

Term vs Permanent Insurance


  • Term life insurance tends to have lower premiums
  • The monthly or annual premiums are fixed

  • Provides a coverage for a set number of years, usually 5 to  30 years
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  • Permanent insurance have higher premiums compared to Term Insurance
  • It combines a death benefit with a savings or an investment account
  • The premiums can be fixed or variable, depending on your policy
  • The policy covers you for as long as you live, even if you live to be 100
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Protect Your Income and Lifestyle!

Travel Insurance


This insurance covers unexpected medical expenses when you travel. 

All-inclusive plan covers:

  • Emergency Medical coverage
  • Trip Cancellation & Interruption coverage
  • Baggage loss/damage/delays
  • Flight and travel accident


Critical Illness


This insurance provides you a cash benefit after a critical illness diagnosis.

The lump-sum benefit is tax-free to help cover the following: 

  • Medical expenses
  • Loss of income
  • Home maintenance
  • Business continuity 


Disability 


This insurance is designed to provide you coverage when you become disabled due to an injury or  sickness.

  • A tax-free monthly payment in the event of a disability
  • Offers you coverage at all times, no matter where you get hurt
  • Helps fill the gap in your employer, CPP or WSIB benefits

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Do something today that your future self will thank you for!

© 2008 Secured Futures Inc.

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